HERE ARE SOME OF THE PRESS RELEASES THAT
HAVE BEEN PUBLISHED!
Most Homeowners think their most expensive purchase is their home, but
they’re wrong! Their mortgage is their most expensive purchase.
Denver,
Co – December, 2003 – Oliver Maldonado Mortgage consultant,
industry leader and Author of “The Mortgage Book” which will be released
to the general public early 2004 reveals how homeowners have been mislead
& miss informed. Homeowners have been taught that the most important
(Expensive) financial decision they will ever make would be buying their home
right? WRONG! In reality their
mortgage is the most important (Expensive) financial decision they will make,
says Oliver Maldonado. In actuality the average homeowner will pay almost
double the cost of the home itself on the mortgage. They’ll do this on the
interest payments on the mortgage. So the mortgage is the most important
(Expensive) financial decision the average homeowner will make. Not the home.
A home that cost $125,000 with an 8.50% interest rate at
the average term of 30 years (360 months) will cost the homeowner $221,011.07
in interest alone!! That means the homeowner will pay a total of $346,011.07
over the 30 year term!!
The Mortgage Book also covers most aspects of the
mortgage industry. Oliver Maldonado says “I wrote the mortgage book for
consumers. Over the years, I have seen too many homeowners not know much about
their mortgage who in many cases have been misinformed and mislead in
believing things that hurt them. I wanted a way for consumers, homeowners and
future homeowners to learn about mortgages, so they can educate themselves and
be able to make educated decisions regarding their most expensive purchase. I
wanted a resource so homeowners could learn everything there is regarding the
interest rates and closing costs of their mortgage so they can put themselves
in the best situation that is available for them and not the mortgage
lender”.
The Mortgage Book reveals a lot of information that has
not been available to the general public. For instance it shows how interest
rates are calculated by mortgage professionals and how they have control of
what rate you receive. Mortgage professionals may also get extra money from
the lenders as a thank you for giving homeowners higher interest rates.
No book has ever revealed so much information to
consumers regarding mortgages. The book explains how to get the lowest
interest rates and closing costs possible. It also explains in an easy to
understand format the differences between mortgages whether it be an FHA or
Conventional mortgage. You’ll even learn what it takes to qualify for a
mortgage refinance or purchase.
“Now homeowners can protect themselves against the
unscrupulous mortgage person. I’ve been told by many mortgage professionals
that I reveal too much information regarding the mortgage industry and how it
could have an affect on the mortgage business. I strongly disagree with that,
I believe that it will and should have a direct affect on the mortgage
companies and mortgage people that take advantage of homeowners by misleading
them. Those are the companies that should be worried about a book like this.
Now a consumer can know when and if they are saying something that is false
and know they should not do business with them. The good mortgage companies
that look out for the best interest of their clients will benefit from this
book. The mortgage book will serve as reassurance to the trustworthy mortgage
companies and professionals. The good mortgage companies have nothing to hide
or mislead consumers about, so it’s okay for homeowners to know how they
make their money. What’s wrong about that? A good company will also lower
interest rates and closing costs if they have to, in order to keep a client. I
look at it as having a sale or matching the price of a competitor” said
Oliver Maldonado, mortgage consultant and Author of The Mortgage Book.
If you’d
like more information about Oliver Maldonado and The Mortgage Book, you can
visit his website at olivermaldonado.com which has additional information
regarding other topics in the book as well, such as credit repair.
Included in The Mortgage Book is a $500.00 voucher you
can use to lower the closing costs on your next home purchase or refinance
done with the Author or one of his affiliates, although I believe it might not
be available to all states.
For more information about Oliver Maldonado and The Mortgage Book, visit
Oliver Maldonado on the Internet at www.olivermaldonado.com, or call
720-364-1884 for information on the branch in your area.
For
more information contact Oliver Maldonado directly at 720-364-1884
Mortgage Author will
pay $1 Million in closing costs for new mortgages done with him.
Denver, Co—December,2003 – Oliver Maldonado author of “The Mortgage
Book” will pay cover or lower closing costs on new mortgages done with him
or one of his affiliates.
Although mortgage interest
rates dropped almost two years ago, the refinance boom is far from over.
Interest rates have gone up and down again over the past few months and
although hundreds of thousands of homeowners have refinanced their mortgages
around the country there are many hundreds of thousands of homeowners that are
still benefiting from refinancing their home mortgages.
There are many reasons for
homeowners to refinance their mortgages. Just because interest rates hit forty
year lows does not mean everyone could qualify for a mortgage at that time.
Some might have already been in a good situation while others could not
qualify for a new mortgage loan. Some might have an unseasoned 2nd
mortgage which means their 2nd mortgage is less than 1 year old,
which would limit whether they could combine their 1st and 2nd
mortgages. Others might not qualify for cash out on their 1st
mortgage, so they might have taken a 2nd mortgage out. Many
homeowners might now be able to convert their FHA to a conventional which may
save them their mortgage insurance while other homeowners might want to
convert their adjustable rate mortgages (ARMS) into a fixed rate or vice
versa.
On the same note,
homeowners needs also change for many different reasons. Some homeowners might
have been affected by the volatile economy and may be suffering from pay cuts
while others may have even lost their jobs. Some might be expecting a new
baby, while others just want to finish their basement. There are also many,
many thousands of homeowners that did not even own a home when the rates hit
their forty year low.
As you can see for what
ever reason homeowners have to refinance, interest rates are still extremely
low and refinancing still makes a lot of sense to a lot of homeowners around
the country.
However, just because
interest rates are still extremely low does not mean you will get the best
mortgage that is right for your exact situation. There are also an alarming
amount of homeowners that still end up in the wrong mortgage that is not
necessarily in their best interest.
How can a homeowner know
which mortgage is the right one for them? Or if they are being taken advantage
of?
The answer is “The
Mortgage Book”. The mortgage book was written by Oliver Maldonado who is a
top mortgage producer and consultant for the mortgage industry. Oliver’s
expertise in the mortgage industry generates a yearly volume of over $3
Billion dollars annually in new mortgage applications which translates to over
$250 million dollars of closed mortgage loans.
The Mortgage Book is an
amazing book that explains everything you ever wanted to know about a
mortgage. In the book you will learn the different types of mortgages
available for everyone. You will also learn about interest rates and what
typical closing costs are and how to lower your interest rate and closing
costs. As if that was not enough the author has included a voucher in the book
that can lower the closing costs of your next refinance by $500.00 with a new
mortgage done with him or one of his affiliates.
Mortgage Broker Finally Reveals how Homeowners Have Been Taken Advantage Of
Denver,
Co – January, 2004 – Oliver Maldonado Mortgage consultant,
industry leader and Author of “The Mortgage Book” reveals how homeowners
have been and continue to be taken advantage of by unscrupulous mortgage
professionals.
“Homeowners have been taken advantage of for years by
overpaying on closing costs and higher interest rates than necessary in many
cases”, says Oliver Maldonado who’s new book “The Mortgage Book” will
be released to the general public early 2004.
Oliver also said, “Homeowners have been mislead for too
long and I am putting a stop to it. What most homeowners don’t know is how?
Most homeowners are also unaware that Mortgage Lenders and Bankers actually
reward mortgage professionals by paying them additional extra money for giving
their clients higher interest rates and closing costs in the form of junk
fees. If a mortgage professional includes things such as Pre Payment
Penalties, they are also given even more money from the Mortgage Lenders and
Bankers”.
Oliver Maldonado’s book entitled “The Mortgage
Book” reveals how homeowners are being taken advantage of and how to protect
themselves against the possibility of being taken advantage of in the future.
The Mortgage Book also reveals such mortgage scams as the “No Cost
Mortgage”!
The Mortgage Book covers most aspects of the mortgage
industry. Oliver Maldonado says “I wrote the mortgage book for consumers.
Over the years, I have seen too many homeowners not know much about their
mortgage who in many cases have been misinformed and mislead in believing
things that hurt them. I wanted a way for consumers, homeowners and future
homeowners to learn about mortgages, so they can educate themselves and
protect themselves against these shysters”.
The Mortgage Book reveals a lot of information that has
not been available to the general public. No book has ever revealed so much
information to consumers regarding mortgages.
For more information about Oliver Maldonado and The
Mortgage Book, visit www.olivermaldonado.com or call him directly at
720-364-1884.
For
more information contact Oliver Maldonado directly at 720-364-1884
Right when you thought
the refinance boom was over, think again.
Denver, Co—December,2003 – Although mortgage interest rates dropped almost
two years ago, the refinance boom is far from over. Interest rates have gone
up and down again over the past few months and although hundreds of thousands
of homeowners have refinanced their mortgages around the country there are
many hundreds of thousands of homeowners that are still benefiting from
refinancing their home mortgages.
There are many reasons for
homeowners to refinance their mortgages. Just because interest rates hit forty
year lows does not mean everyone could qualify for a mortgage at that time.
Some might have already been in a good situation while others could not
qualify for a new mortgage loan. Some might have an unseasoned 2nd
mortgage which means their 2nd mortgage is less than 1 year old,
which would limit whether they could combine their 1st and 2nd
mortgages. Others might not qualify for cash out on their 1st
mortgage, so they might have taken a 2nd mortgage out. Many
homeowners might now be able to convert their FHA to a conventional which may
save them their mortgage insurance while other homeowners might want to
convert their adjustable rate mortgages (ARMS) into a fixed rate or vice
versa.
On the same note,
homeowners needs also change for many different reasons. Some homeowners might
have been affected by the volatile economy and may be suffering from pay cuts
while others may have even lost their jobs. Some might be expecting a new
baby, while others just want to finish their basement. There are also many,
many thousands of homeowners that did not even own a home when the rates hit
their forty year low.
As you can see for what
ever reason homeowners have to refinance, interest rates are still extremely
low and refinancing still makes a lot of sense to a lot of homeowners around
the country.
However, just because
interest rates are still extremely low does not mean you will get the best
mortgage that is right for your exact situation. There are also an alarming
amount of homeowners that still end up in the wrong mortgage that is not
necessarily in their best interest.
How can a homeowner know
which mortgage is the right one for them? Or if they are being taken advantage
of?
The answer is “The
Mortgage Book”. The mortgage book was written by Oliver Maldonado who is a
top mortgage producer and consultant for the mortgage industry. Oliver’s
expertise in the mortgage industry generates a yearly volume of over $3
Billion dollars annually in new mortgage applications which translates to over
$250 million dollars of closed mortgage loans.
The Mortgage Book is an
amazing book that explains everything you ever wanted to know about a
mortgage. In the book you will learn the different types of mortgages
available for everyone. You will also learn about interest rates and what
typical closing costs are and how to lower your interest rate and closing
costs. As if that was not enough the author has included a voucher in the book
that can lower the closing costs of your next refinance by $500.00 with a new
mortgage done with him or one of his affiliates.
Oliver Maldonado a Sales Extpert and Nationally recognized Sales Trainer
is making history and is re-inventing the sales industry. He is challenging
conventional and out dated selling principles and has created "Oliver's Theory
of Sales" which states that "Before a sale can be made there must be some
elements and factors that need to all be present". Oliver’s Sales Formula is S =
IP + ESP + AC
July 22, 2004 -- Oliver Maldonado is making a lot of waves with "Oliver's
Theory of Sales". For decades most business people, sales people and any
business or industry that has products or services that they need to sell to the
public have tried to figure out what the sales formula is with no luck.
"Imagine if a sales person or business in any industry had the Sales Formula
which would tell them exactly what they need to do in order to achieve any and
all of their sales objectives, how that would affect the World and Economies? It
would change business as we know it in an amazing way!", said Oliver when asked
how his sales formula could help business.
Oliver said, "Now every business can succeed, every sales person everywhere
would be successful. There would be more Millionaires made from selling than any
and all industries combined!"
Oliver's Theory of Sales is revealed in his new book, "The Greatest Salesbook in
the World" for everyone to see. He is planning on conducting Sales Seminars and
Consulting with businesses on sales and his sales formula to dramatically
increase sales as we know it.
For more information you can visit:
www.OliverMaldonado.com
or call 720-364-1884
The Greatest Salesman in the Word is truly a great treasure for anyone
wanting to achieve everything they’ve ever wanted in life. There has been over
$2.2 Billion in gross sales generated from the systems and sales formula
contained in the new book The Greatest Salesbook in the World.
August 7, 2004 -- Og Mandino wrote one of the best selling
books of all time, The Greatest Salesman in the World which is a powerful self
help motivational book. The Greatest Salesman in the World has changed many
peoples lives around the world and now there is a new book entitled “The
Greatest Salesbook in the World” by Oliver Maldonado. Oliver Maldonado said,
“I’ve read Og Mandinos The Greatest Salesman in the World and it has inspired me
for many years. It is genius, but my book was actually inspired by Anthony
Robbins. One day I was driving in my car listening to one of Anthony Robbins
tapes in which he states that you should have a mantra. Something crazy. I was
actually thinking of a title for my 2nd book and then I started thinking of my
mantra. I will write the greatest salesbook in the universe, no better yet, I
will write The Greatest Salesbook in the World! Which is how I came up with the
title. I had already known about Og Mandinos The Greatest Salesman in the World,
but my book is much different than Og’s. I have been inspired by Og Mandino and
I actually included some material that was inspired by The Greatest Salesman in
the World and the 10 Scrolls. I entitled mine The 10 Sales Commandments!
Og Mandino wrote The Greatest salesman in the World in 1968 and since then the
book has become one of the greatest books in the world selling over 13 million
copies worldwide in 18 languages. Og Mandino is one of the worlds greatest
authors selling over 36 million copies worldwide of his many books. Oliver
Maldonado has a tough act to follow with his new book. The book sounds very
similar in title, and may very well be The Greatest Salesbook in the World
flashy title or not. It will be interesting to see how successful this new book
will be. From the sounds of it the book contains a lot of useful information
that can be applied to any sales industry. If the book holds true to its claims
of having the greatest sales presentations, sales scripts, rebuttals and
tracking reports in the world, then this book very well may be The Greatest
Salesbook in the World.
Oliver Maldonado has traveled all around the United States over the past 12
years selling to all walks of life, rich and poor, big and small cities and has
been able to maintain a career conversion ratio of over 90%. That means, he has
closed 9 out of every 10 people he has presented to for his entire career.
Oliver’s new book has created some controversy regarding it’s flashy title “The
Greatest Salesbook in the World” being compared to one of the most successful
books of all time, “Og Mandinos, The Greatest Salesman in the World”. “
“These books are two completely different books. I am truly honored by being
compared to such an amazing person and book, but in reality these are two very
different books. In my book, you will find actual sales presentations, scripts,
rebuttals, sales techniques that have been proven over time to be the greatest
sales materials in the world. You will be able to use and apply what you read
day one! Og Mandinos book is an amazing motivating storyline which can indeed be
used and applied to many things in life including sales, but there are no actual
sales presentations, scripts, rebuttals, or anything along those lines, so I
would have to disagree with the comparison”, said Maldonado.
If you are in sales or thinking about getting into the sales industry I strongly
recommend reading this book. This book can indeed help you increase your closing
ratios and you’ll soon see your income increasing dramatically. There aren’t
many books if any on selling that have actual proven sales presentations,
scripts and rebuttals that can be used in any industry whether you’re selling a
product or a service!
For more information visit: OliverMaldonado.com or
TheGreatestSalesbookintheWorld.com or to contact the Author call 720-364-1884
Anthony Robbins was the inspiration for The Greatest
Salesbook in the World
The idea of The Greatest Salesbook in the World came as an idea to Oliver
Maldonado when he was driving his car listening to an Anthony Robbins tape!
August 2, 2004 -- A fan of Anthony Robins wrote and
published “The Greatest Salesbook in the World”, which came to him as an idea
when he was listening to an Anthony Robbins tape driving in his car. Oliver
Maldonado said “Anthony Robbins was the inspiration behind the title of the
book. I’ve listened to Anthony Robbins for many years and he has literally
changed my life and the life of my family and friends in so many ways. I read
his Awaken the Giant Within many years ago and that book alone inspired me to
start a sales & marketing company when I was just 22 years old. I traveled
around the country running sales & marketing campaigns which again Anthony
Robbins had inspired me to do.
Anthony Robbins is the nations leading expert in the science of peak performance
and has helped millions of people take immediate control of their emotions,
body, relationships, finance, and their life. Now Anthony Robbins can add Oliver
Maldonado and The Greatest Salesbook in the World to his repertoire of people
he’s influenced.
The Greatest Salesbook in the World is a compilation of the worlds greatest
sales presentations, sales scripts, telemarketing scripts and tracking reports
the world has ever seen. Oliver Maldonado has traveled all around the United
States over the past 12 years selling to all walks of life, rich and poor, big
and small cities and has been able to maintain a career conversion ratio of over
90%. That means he has sold and closed 9 out of every 10 people he has presented
to for his entire sales career. In this book he shows the readers all of the
tools, scripts, presentations and sales tracking reports that has helped him
achieve this extraordinary level of sales success.
Oliver’s new book has also created some controversy regarding it’s flashy title
“The Greatest Salesbook in the World” being compared to one of the most
successful books of all time selling over 13 Million copies, “Og Mandinos, The
Greatest Salesman in the World”.
Oliver said, “These books are two completely different books. I am truly honored
by being compared to such an amazing person and book such as Og Mandino, but in
reality these are two different books. In my book, you’ll find actual sales
presentations, scripts, rebuttals, sales techniques that have been proven over
time to be the greatest sales materials in the world. You will be able to use
and apply what you read day one! Og Mandinos book is an amazing motivating
storyline which can indeed be used and applied to many things in life including
sales, but there are no actual sales presentations, scripts, rebuttals, or
anything along those lines, so I would have to disagree with the comparison”.
If you are in sales or thinking about getting into the sales industry you might
want to pick up a copy of The Greatest Salesbook in the World and see for
yourself. It very well may be that the book may be worth $1 Million dollars to
you as the Author claims.
For more information visit: OliverMaldonado.com to contact the Author call
720-364-1884
Contact Information:
